Terms of Service
Last updated: September 20, 2025
1. Acceptance of Terms
By using PaySync (the "Service"), you agree to these Terms of Service. If you do not agree, do not use the Service.
2. Who may use the Service
The Service is intended for businesses, merchants, and individuals who can form legally binding contracts under applicable law. You must be at least 18 years old (or the local age of majority) to use the Service.
3. Accounts and registration
To access certain features (invoicing, payments, reports, business profile), you must create an account and provide accurate information. You are responsible for maintaining the security of your account and credentials.
4. Payments & invoicing
PaySync provides tools to create payment links, invoices, and QR codes. Payments are processed via integrated payment providers. You agree to comply with the payment provider terms and to resolve any payment disputes directly with the payer and/or payment provider. PaySync is not a bank and does not hold deposits except as permitted by applicable laws and your chosen payout settings.
5. Fees
Fees (if any) for using the Service are described separately on our pricing page. We may change fees at any time; changes will be posted on our site.
6. Acceptable use
You agree not to use the Service for unlawful activities, fraud, money laundering, or any activity that violates applicable laws or the rights of others.
7. Intellectual property
All PaySync trademarks, logos and content are the property of PaySync. You may not use PaySync branding without our permission.
8. Disclaimers & limitation of liability
The Service is provided "as is" without warranty. To the maximum extent permitted by law, PaySync will not be liable for indirect, incidental, special, or consequential damages.
9. Termination
We may suspend or terminate accounts that violate these Terms. You may close your account at any time; certain data may be retained as required by law or to complete transactions.
10. Governing law
These Terms are governed by the laws applicable to the business contact address you provide. If you are using PaySync from Ghana, Ghanaian law will apply to disputes.
11. Contact
If you have questions about these Terms, contact PaySync support at swiftservegh@gmail.com .
These Terms incorporate our Privacy Policy. Continued use of PaySync indicates acceptance of both documents.